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Building your First Home

Building your first home can be seriously overwelming but with proper research and planning you’ll feel more prepared to make on the exciting new build project.


First Finance Pre-approval must be organised.

So you have  decided to build a new home and all the finance approved and now its the FUN Stage of Building your own first home. 


What Happens Next?

Let’s consider that you have purchased your block of land and provided all of the relevant documents  building contracts and council approvals. With most lenders, construction will need to start within 6 months and be complete within 24 months so it’s important to get started as soon as you can.


Step 1: Select a Pre-Design or Design your Own Home

Discuss the type of home design of which you would like to be built and the interior fixtures. At A1A Homes, we have an in-house qualified architects who are able to assist in the entire home design process from the facade to the interior structure of the home. Once the home design has been chosen and signed off, then the build stages will commence. The A1A Homes team will keep you informed during the whole build process.


Step 2: Clearing of the site

Depending on the nature of the land, there may be soil testing, site-levelling and clearing undertaken prior to actual construction.


Step 3: The slab or base stage

As the name suggests, this is simply when the foundation is laid.

It includes measuring out the design on the site, pouring the footings, under slab drainage, moisture barrier and special mesh for termite protection.


Step 4: Frame stage

This includes the installation of your internal and external support structure, along with walls, conduit for electrical and plumbing, the roof frame and sheeting, gutters and insulation.


Step 5: Lockup stage

It’s at this point where you can literally start “locking up” the property because your windows, doors and remaining walls will be installed.

It’s also safe for plumbers, electricians, cabinet makers and other tradesman to begin fitting out the property.


Step 6: Fit-out or fixing stage

Plumbing, electrical (including lights and power points) and other fixtures and fittings will be installed.

The design features that make the property a home will also be added such as cornices, tiling, cabinets and shelving, reveals and architraves.


Step 7: Practical completion stage

This is basically where all painting, installations and detailing have been completed and you’re effectively ready to move in.



When do I make each progress payment?

The building contract should detail the payment schedule, which in itself should align with the completion of each stage. Once the builder has been paid for their completed work, they will move on to the next stage of construction.


How much do I pay at each stage?


The amount paid at each progress payment stage is based on a percentage of the total costs of completion.

As a general rule, the amount you pay at the different stages of construction is as follows:


  • The deposit: 5%

  • The slab or base stage: 15%

  • Frame stage: 20%

  • Lockup stage: 20%

  • Fit-out or fixing stage: 30%

  • Practical completion stage: 10%



How long does each stage of construction take?


It depends on the size and design of the build but generally speaking:


  • The slab or base stage: 1-2 weeks

  • Frame stage: 3-4 weeks

  • Lockup stage: 4 weeks

  • Fit-out or fixing stage: 5-6 weeks

  • Practical completion stage: 7-8 weeks